Individual Health Insurance
We market and sell traditional copay plans along with Health Savings Account (HSA) plans which continue to gain in popularity. In 2018, there will be 2 ACA options available in the metropolitan area. One option is Cigna which utilizes the BJC network of providers. The other is Ambetter which utilizes providers other than BJC. We can only assist with the application process during the Open Enrollment period which runs from November 1 through December 15. The only option for enrollment onto a plan in 2018 is through the http://www.healthcare.gov website. Be sure to list my name, Drew Stitz and National Producer Number (NPN) 4992947 when prompted on the healthcare.gov system or else I will not be able to keep you posted on the status and service the plan.
Dental Insurance on an individual basis helps to lower your out of pocket expenditures on dental bills. The typical dental plans we offer pay a percentage of the dental costs once the waiting periods are satisfied for both Basic & Major Services. We offer dental plans which allow you to visit any provider you choose.
We offer Term Life Insurance in varying increments with benefit amounts starting at $1,000,000. Premiums are based on several factors such as gender, age and health history. We will quote plans from 5-10 different Life Insurance carriers. Life Insurance can be purchased for many different reasons such as Income Replacement, Debt Repayment, Estate Conservation or Key Man Insurance for a business.